How Are My Property Taxes Calculated?
There are a number of factors that go into determining your yearly City of London property tax rate, including:
- The Multi-Year Budget, which features funding for City of London services;
- Provincial taxes determined by the Government to fund educations; and
- Your MPAC property assessment.
When Are My Property Taxes Due?
The 2023 final tax bills will be mailed May 31st, 2023, and are due in three installments. The installment due dates are June 30th, 2023, August 31st, 2023, and October 31st, 2023.
What are my property tax payment options?
There are several options for paying your property taxes, however; using the City of London's Pre-Authorized Payment Plan means eliminating the chore of writing cheques and ensuring your payment reaches City Hall by the due date. You'll never have to worry about remembering to make a payment or worry about finding a stamp.
Pre-Authorized Payment Plan
How do I enroll in the Pre-Authorized Payment Plan?
Once you fill out the Pre-Authorized Tax Payment Plan Authorization Agreement form & send it and a void cheque, payments will be deducted from your bank account on the last business day of the month. There is no service charges or fees for enrolling in the plan.
Please note that if you own more than one property, a separate Authorization Agreement is required for each property.
In order to participate in the pre-authorized payment plan, all taxes must be fully paid to date.
Please send your Pre-Authorized Tax Payment Plan Authorization Agreement form and void cheque to:
Finance, City of London, Room 407 300 Dufferin Ave.
PO Box 5256
London, ON N6A 5M6
Fax: 519-661-6518 – Attention: Transfer Clerk
How does the plan work?
Once enrolled, payments will be deducted from your bank account on the last business day of the month. They payments will be taken over 10 months – January to October – and cover the interim and final tax bills.
It is important to note that there are NO payments in November or December and the program automatically starts again the following January. Supplementary taxes for new construction or improvements will not be covered by the Pre-Authorized Payment Plan and must be paid separately.
You can pay your property taxes by mailing a cheque made payable to the City of London. Please do not mail cash. Payments provided by mail must be postmarked on or before the due date to avoid penalties.
You can mail your payments to:
Finance, City of London, Room 407
300 Dufferin Ave., PO Box 5256
London, ON N6A 5M6
Londoners can pay their property taxes in-person on the first floor of City Hall between the hours of 8:30 a.m. and 4:30 p.m. City Hall is located at 300 Dufferin Avenue.
Please Note: Payments can also be submitted in the night letter depository located on the wall at the southwest corner of City Hall.
Property tax payments can be made at most financial institutions, upon payment of their fee, if applicable. It is important to note that payments at financial institutions must be date stamped by the teller on or before the due date to avoid penalty.
Londoners may also make payment through their bank's online banking portals. Please reach out to your financial institution's representative for more information regarding this option.
When is my next property tax installment due?
Learn when your next property tax installment is due by using the below app.
Please ensure you have your property account number handy, which can be found on your property tax bill.
Using a third-party service provider, Londoners can pay their property taxes using a credit card. It is important to note that the City of London does not offer the option of paying property taxes via a credit card at City Hall.
Plastiq is a third-party provider offering the credit card method. Please note that third-party providers charge a fee for their service. Please contact the third-party service provider for more information.
What happens if I don't pay my taxes on time?
It's important to note that if taxes are not paid on the scheduled due dates, they will become subject to interest or penalties. Section 391 (1) of the Municipal Act, 2001 allows the City to charge a fee to send out reminder notices on a monthly basis to all properties in tax arrears until such time as the taxes are paid in full. Neither staff nor Council are authorized to remove penalties or reminder notice fees with the rare exception of an error made in the tax bill by the City of London.
Please check the back of your tax bill for information on penalties and charges that apply to late payments. Property owners using the City's Pre-Authorized Payment Plan will receive a statement showing automatic withdrawal dates and amounts.
The tax team is always available to answer your questions and can be reached by phone at 519-661-2489 or via email at firstname.lastname@example.org However; we have compiled a few of the most frequently asked questions the team receives about the City of London's property taxes.
What charges are imposed if tax payments to the City are late?
Penalty/interest of 1.25% is charged on taxes due and unpaid on the first day of the default and then the first day of each month thereafter.
How is my property assessed?
To learn more about how your property is assessed and how it compares to others in your neighbourhood, visit the Municipal Property Assessment Corporation for more information.
Why an increase in your home's MPAC assessment value doesn't necessarily mean your property taxes will go up
What if I have changes to my tax account/property bill?
If you have a change in your account information or your pre-authorized payment plan, please ensure to let the Tax Office Team know as soon as possible to avoid late penalties and interest charges.
You can submit your changes in writing, send them by email, make them in person or download the Property Tax Change Form or the Account Information Change Form and submit it with your signature.
Who can answer my tax bill questions?
You can reach out to the tax team by calling 519-661-4540 between 8:30 a.m. and 4:30 p.m. - Monday to Friday. You can also reach out to the team via email at email@example.com
Who can answer my property assessment questions?
Londoners can call the Municipal Property Assessment Corporation at 1-866-296-6722 for more information.
Other related documents
Certificate of the Treasurer
Tax Refund Application
Upon application to the Treasure of a local municipality made in accordance with Section 357 or 258, the local municipality may cancel, reduce or refund all or part of taxes levied on land in the year in respect of which the application is made.
Tax Rates and Codes
City of London's 2023 Tax Rates and Codes
City of London's 2022 Tax Rates and Codes
City of London's 2021 Tax Rates and Codes
If you require this document in an alternative format or have questions, please reach out to the tax team at firstname.lastname@example.org