Ontario Renovates

Financial assistance available:

• a one-time forgivable loan up to $15,000 for home repairs
• a one-time grant up to $5,000 for home accessibility modifications

Eligibility criteria:

• Seniors aged 60 or older and/or persons with disabilities
• Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000)
• Total household assets at or below $30,000 (including TFSAs, GICs, bonds, mutual funds, savings accounts).

Property Eligibility:

• Located within the city of London or Middlesex County
• Property tax value at or below $320,000 (not fair market value) 
• Property with taxes paid up to date.

Requirements for Homeowners:

• Completed and signed Ontario Renovates Program application forms with supporting documentation.
• Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card) for all homeowner(s).
• Pictures showing the proposed repairs(s) and/or modifications(s).
• Three (3) estimates for proposed repair(s) and/or modifications(s).
• Property Tax Assessment verifying payments are paid up to date and the property tax value.
• 2023 Canada Revenue Agency (CRA) Notice of Assessment.
• List of assets for household members 18 and over.
• For forgivable loans of $5,000 and above, security will be placed on title for the 10-year forgivable loan period.

Financial assistance available:

• Up to $5,000 grant for approved rental unit accessibility modifications

Eligibility Criteria:

• Senior’s age 60 or older and/or persons with disabilities
• Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000).
• The total household assets of household members 18 years and older at or below $30,000 (includes TFSAs, GICs, bonds, mutual funds, savings accounts.)

Property Eligibility:

• Located within the city of London or Middlesex County.
• Property taxes paid up to date.

Requirements for the Tenant(s):

• Completed and signed Ontario Renovates application form with all supporting documentation
• Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card)
• Pictures showing the proposed repairs(s) and/or modifications(s)
• Three (3) estimates for proposed repair(s) and/or modifications(s)
• 2023 Canada Revenue Agency (CRA) Notice of Assessment
• List of assets for household members 18 and over
• A copy of the executed lease/tenancy agreement or rent receipts, indicating the current rental amount

Requirements for Landlords:

• Property Tax Assessment verifying payments are paid up to date and the property tax value

Note: Additional documentation may be requested for accessibility modification eligibility.

Requirements for the Rental Units:

The rental unit must be modest and the rent not to exceed the Average Market Rent (AMR) in the city of London and Middlesex County as per below:

• Bachelor $863/month
• One Bedroom $1,127/month
• Two Bedroom $1,400/month
• Three Bedroom $1,617/month

The accessibility modification work should not lead to a rent increase for the tenant, with the understanding that yearly increases, as approved by the Residential Tenancies Act, 2006, are still permissible.  Yearly reviews may be conducted.

Eligible Home Accessibility Modifications:

• ramps
• fire alarms
• chair and bath lifts
• handrails
• grab bars
• raised toilets
• levered handles on doors and faucets
• accessible shower stalls
• personal emergency response system
• height adjustment to countertops

Please note: Additional supporting documentation (i.e., Medical form) may be requested to assess accessibility modification eligibility, at the discretion of the City of London.