The 2025 Ontario Renovates program has closed.
Please check back in the spring for the 2026 application package.
The Ontario Renovates Program is funded by the federal and provincial governments to provide financial assistance to low-to-moderate income seniors aged 60 or older and individuals with disabilities to increase accessibility and/or complete essential repairs in their home.
Limited Funding
Applications are processed on a first-come, first-served basis until funds are depleted. We encourage you to apply early to secure your chance for financial assistance.
Program Information
Financial assistance available:
- A one-time 10-year forgivable loan up to $25,000 for home repairs and/or accessibility modifications.
If approved for accessibility modifications, the first $5,000 is a one-time grant
Eligibility criteria:
- Seniors aged 60 or older and/or persons with disabilities.
- Annual gross household income at or below $95,000 (based on previous year Notice of Assessment line 15000).
- Total household liquid assets at or below $30,000 (including TFSA’s, GIC’s, bonds, mutual funds, savings accounts).
Property Eligibility:
- The property must be the sole and principal residence located within London or Middlesex County.
- Property tax assessment value at or below $320,000 (not fair market value/resale value).
- Mortgage payments and property taxes must be up to date.
- Insurance coverage is in place for the full value of the home.
Requirements for Homeowners:
- Completed and signed Ontario Renovates Program application forms with supporting documentation.
- Government-issued photo ID (i.e., driver’s license, passport, citizenship, or Ontario photo card) for all homeowners.
- 2024 Canada Revenue Agency (CRA) Notice of Assessment.
- Property Tax Assessment verifying tax value and up-to-date payments.
- Confirmation of mortgage and insurance coverage.
- List of liquid assets for household members 18 and over.
- Three (3) estimates for proposed repairs/modifications.
- Pictures showing proposed repairs/modifications.
Eligible Home Repairs
- Heating systems
- Chimneys
- Doors and windows
- Foundations
- Roofs
- Walls
- Floors
- Vents/louvers
- Electrical systems
- Plumbing
- Septic systems
Eligible Home Accessibility Modifications
- Ramps
- Fire alarms
- Chair and bath lifts
- Handrails
- Grab bars
- Raised toilets
- Levered handles
- Accessible shower stalls
- Personal emergency response systems
Height adjustable countertops
Note: Additional documentation, such as a Medical Form, may be requested for accessibility modification eligibility assessment.
Projects Ineligible for Ontario Renovates Program Funding
- Work started or completed before program approval
- Construction without necessary municipal building permits
- Cosmetic renovations and repairs (i.e., driveway paving, painting, and flooring)
- Landscaping, maintenance, or solar panels installation
- Central air conditioning
- Accessibility modifications to commercial or non-residential properties
- Supportive care, nursing care or therapeutic equipment
- Projects receiving funding from the Ministry of Health, Ministry of Community and Social Services, or other capital support programs
- Community or Social Housing as defined under the Housing Services Act 2011
- Applicants who had previously received Ontario Renovates Program funding
- Households that received prior funding from the Affordable Housing Program or Off-Reserve Aboriginal Housing (Trust) Program.
How to Apply
Applications are not being accepted at this time.
If you have questions about the program, please email the team at housingprograms@london.ca or call 519-661-2489 x 7831.