Ontario Renovates

The 2025 Ontario Renovates program has closed.

Please check back in the spring for the 2026 application package. 


The Ontario Renovates Program is funded by the federal and provincial governments to provide financial assistance to low-to-moderate income seniors aged 60 or older and individuals with disabilities to increase accessibility and/or complete essential repairs in their home.  Administered by the City of London Municipal Housing and Industrial Development, the program extends support to homeowners and landlord/tenant rental units in London and Middlesex County. 

Limited Funding 

Applications are processed on a first-come, first-served basis until funds are depleted. We encourage you to apply early to secure your chance for financial assistance. 

Program Information for Homeowner Applications

Financial assistance available:

  • A one-time 10-year forgivable loan up to $25,000 for home repairs and/or accessibility modifications.

  • If approved for accessibility modifications, the first $5,000 is a one-time grant

Eligibility criteria:

  • Seniors aged 60 or older and/or persons with disabilities.
  • Annual gross household income at or below $95,000 (based on previous year Notice of Assessment line 15000).
  • Total household liquid assets at or below $30,000 (including TFSA’s, GIC’s, bonds, mutual funds, savings accounts).

Property Eligibility:

  • The property must be the sole and principal residence located within London or Middlesex County.
  • Property tax assessment value at or below $320,000 (not fair market value/resale value).
  • Mortgage payments and property taxes must be up to date.
  • Insurance coverage is in place for the full value of the home.

Requirements for Homeowners:

  • Completed and signed Ontario Renovates Program application forms with supporting documentation.
  • Government-issued photo ID (i.e., driver’s license, passport, citizenship, or Ontario photo card) for all homeowners.
  • 2024 Canada Revenue Agency (CRA) Notice of Assessment.
  • Property Tax Assessment verifying tax value and up-to-date payments.
  • Confirmation of mortgage and insurance coverage.
  • List of liquid assets for household members 18 and over.
  • Three (3) estimates for proposed repairs/modifications.
  • Pictures showing proposed repairs/modifications.
Program Information for Landlord/Tenant Applications

Financial assistance available:

  • A one-time grant of up to $5,000 for accessibility modifications.

Eligibility Criteria:

  • Seniors aged 60 or older and/or persons with disabilities.
  • Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000).
  • Total household liquid assets at or below $30,000 (including TFSA’s, GIC’s, bonds, mutual funds, savings accounts).

Property Eligibility:

  • Located within London or Middlesex County.
  • Mortgage payments and property taxes must be up to date.
  • Insurance coverage is in place for the full value of the home.

Requirements for the Tenant(s):

  • Completed and signed Ontario Renovates Program application forms with supporting documentation.
  • Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card).
  • 2024 Canada Revenue Agency (CRA) Notice of Assessment.
  • A copy of the executed lease/tenancy agreement or rent receipts, indicating the current rental amount is within the Average Market Rent (AMR) for the service area.
  • List of liquid assets for household members 18 and over.
  • Three (3) estimates for proposed accessibility modifications.
  • Pictures showing proposed accessibility modifications.

Requirements for Landlords:

  • Confirmation of mortgage payments, taxes, and insurance coverage.

Requirements for the Rental Units:

  • The rental unit must be modest.
  • Rent not exceeding the Average Market Rent (AMR) in the City of London and Middlesex County:
     
    • Bachelor: $1,032
    • One Bedroom: $1,302
    • Two Bedroom: $1,547
    • Three Bedroom: $1,818
  • Accessibility modifications must not lead to a rent increase beyond standard yearly increments permitted by the Residential Tenancies Act, 2006.
  • Rent must remain within the AMR for 15 years, with yearly reviews. 
 
 

Eligible Home Accessibility Modifications:

  • ramps
  • fire alarms
  • chair and bath lifts
  • handrails
  • grab bars
  • raised toilets
  • levered handles on doors and faucets
  • accessible shower stalls
  • personal emergency response system
  • height adjustable countertops

Please note: Additional supporting documentation (i.e., Medical form) may be requested to assess accessibility modification eligibility, at the discretion of the City of London.

Eligible Home Repairs
  • Heating systems
  • Chimneys
  • Doors and windows
  • Foundations
  • Roofs
  • Walls
  • Floors
  • Vents/louvers
  • Electrical systems
  • Plumbing
  • Septic systems
Eligible Home Accessibility Modifications
  • Ramps
  • Fire alarms
  • Chair and bath lifts
  • Handrails
  • Grab bars
  • Raised toilets
  • Levered handles
  • Accessible shower stalls
  • Personal emergency response systems

  • Height adjustable countertops

    Note: Additional documentation, such as a Medical Form, may be requested for accessibility modification eligibility assessment.

Projects Ineligible for Ontario Renovates Program Funding
  • Work started or completed before program approval
  • Construction without necessary municipal building permits
  • Cosmetic renovations and repairs (i.e., driveway paving, painting, and flooring)
  • Landscaping, maintenance, or solar panels installation
  • Central air conditioning
  • Accessibility modifications to commercial or non-residential properties
  • Supportive care, nursing care or therapeutic equipment
  • Projects receiving funding from the Ministry of Health, Ministry of Community and Social Services, or other capital support programs
  • Community or Social Housing as defined under the Housing Services Act 2011
  • Applicants who had previously received Ontario Renovates Program funding
  • Households that received prior funding from the Affordable Housing Program or Off-Reserve Aboriginal Housing (Trust) Program.
How to Apply 

Applications are not being accepted at this time.

If you have questions about the program, please email the team at housingprograms@london.ca or call 519-661-2489 x 7831.

Last modified:Thursday, January 22, 2026