Ontario Renovates

Empowering Homes, Transforming Lives

2025 Funding still available - Apply today!  

The Ontario Renovates Program is funded by the federal and provincial governments to provide financial assistance to low-to-moderate income seniors aged 60 or older and individuals with disabilities to increase accessibility and/or complete essential repairs in their home.  Administered by the City of London Municipal Housing and Industrial Development, the program extends support to homeowners and landlord/tenant rental units in London and Middlesex County. 

Limited Funding 

Applications are processed on a first-come, first-served basis until funds are depleted. We encourage you to apply early to secure your chance for financial assistance. 

Program Information for Homeowner Applications

Financial assistance available:

  • A one-time 10-year forgivable loan up to $25,000 for home repairs and/or accessibility modifications.

  • If approved for accessibility modifications, the first $5,000 is a one-time grant

Eligibility criteria:

  • Seniors aged 60 or older and/or persons with disabilities.
  • Annual gross household income at or below $95,000 (based on previous year Notice of Assessment line 15000).
  • Total household liquid assets at or below $30,000 (including TFSA’s, GIC’s, bonds, mutual funds, savings accounts).

Property Eligibility:

  • The property must be the sole and principal residence located within London or Middlesex County.
  • Property tax assessment value at or below $320,000 (not fair market value/resale value).
  • Mortgage payments and property taxes must be up to date.
  • Insurance coverage is in place for the full value of the home.

Requirements for Homeowners:

  • Completed and signed Ontario Renovates Program application forms with supporting documentation.
  • Government-issued photo ID (i.e., driver’s license, passport, citizenship, or Ontario photo card) for all homeowners.
  • 2024 Canada Revenue Agency (CRA) Notice of Assessment.
  • Property Tax Assessment verifying tax value and up-to-date payments.
  • Confirmation of mortgage and insurance coverage.
  • List of liquid assets for household members 18 and over.
  • Three (3) estimates for proposed repairs/modifications.
  • Pictures showing proposed repairs/modifications.
Program Information for Landlord/Tenant Applications

Financial assistance available:

  • A one-time grant of up to $5,000 for accessibility modifications.

Eligibility Criteria:

  • Seniors aged 60 or older and/or persons with disabilities.
  • Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000).
  • Total household liquid assets at or below $30,000 (including TFSA’s, GIC’s, bonds, mutual funds, savings accounts).

Property Eligibility:

  • Located within London or Middlesex County.
  • Mortgage payments and property taxes must be up to date.
  • Insurance coverage is in place for the full value of the home.

Requirements for the Tenant(s):

  • Completed and signed Ontario Renovates Program application forms with supporting documentation.
  • Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card).
  • 2024 Canada Revenue Agency (CRA) Notice of Assessment.
  • A copy of the executed lease/tenancy agreement or rent receipts, indicating the current rental amount is within the Average Market Rent (AMR) for the service area.
  • List of liquid assets for household members 18 and over.
  • Three (3) estimates for proposed accessibility modifications.
  • Pictures showing proposed accessibility modifications.

Requirements for Landlords:

  • Confirmation of mortgage payments, taxes, and insurance coverage.

Requirements for the Rental Units:

  • The rental unit must be modest.
  • Rent not exceeding the Average Market Rent (AMR) in the City of London and Middlesex County:
     
    • Bachelor: $1,032
    • One Bedroom: $1,302
    • Two Bedroom: $1,547
    • Three Bedroom: $1,818
  • Accessibility modifications must not lead to a rent increase beyond standard yearly increments permitted by the Residential Tenancies Act, 2006.
  • Rent must remain within the AMR for 15 years, with yearly reviews. 
 
 

Eligible Home Accessibility Modifications:

  • ramps
  • fire alarms
  • chair and bath lifts
  • handrails
  • grab bars
  • raised toilets
  • levered handles on doors and faucets
  • accessible shower stalls
  • personal emergency response system
  • height adjustable countertops

Please note: Additional supporting documentation (i.e., Medical form) may be requested to assess accessibility modification eligibility, at the discretion of the City of London.

Eligible Home Repairs
  • Heating systems
  • Chimneys
  • Doors and windows
  • Foundations
  • Roofs
  • Walls
  • Floors
  • Vents/louvers
  • Electrical systems
  • Plumbing
  • Septic systems
Eligible Home Accessibility Modifications
  • Ramps
  • Fire alarms
  • Chair and bath lifts
  • Handrails
  • Grab bars
  • Raised toilets
  • Levered handles
  • Accessible shower stalls
  • Personal emergency response systems

  • Height adjustable countertops

    Note: Additional documentation, such as a Medical Form, may be requested for accessibility modification eligibility assessment.

Projects Ineligible for Ontario Renovates Program Funding
  • Work started or completed before program approval
  • Construction without necessary municipal building permits
  • Cosmetic renovations and repairs (i.e., driveway paving, painting, and flooring)
  • Landscaping, maintenance, or solar panels installation
  • Central air conditioning
  • Accessibility modifications to commercial or non-residential properties
  • Supportive care, nursing care or therapeutic equipment
  • Projects receiving funding from the Ministry of Health, Ministry of Community and Social Services, or other capital support programs
  • Community or Social Housing as defined under the Housing Services Act 2011
  • Applicants who had previously received Ontario Renovates Program funding
  • Households that received prior funding from the Affordable Housing Program or Off-Reserve Aboriginal Housing (Trust) Program.
How to Apply  

Please complete the application package:  

Note: Any work completed before approval from the City of London will not be eligible for funding. 

IMPORTANT: 
Due to potential Canada Post service disruptions, applications can be emailed to housing@london.ca or dropped off at Citi Plaza, 2nd floor - 355 Wellington Street, Suite 248. 

If you have any questions, please email the team at housing@london.ca or call 519-661-2489 x 5523.

Last modified:Tuesday, November 25, 2025